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Marty Smith

Ventura County's Certified Divorce Lending Professional

What a CDLP® can do for you

While a typical mortgage professional simply helps you complete paperwork and ensures your application is processed in a timely fashion, a CDLP® works directly with the divorce team to incorporate divorce mortgage planning into the overall process with a unique and solid understanding of the intersection of family law, financial and tax planning, real property, and mortgage financing.

Ideally, you should get a CDLP® involved in the divorce process as soon as possible. If you wait until you’ve already started resolving issues via mediation or arbitration, you risk coming up with a plan that isn’t truly in your best interests. In addition, proactively involving a CDLP® prevents unnecessary headaches. A CDLP® can help demystify the mortgage planning process by answering questions.


Make more informed decisions regarding your home equity or purchase solutions by working directly with a Certified Divorce Lending Professional.


  • Full Divorce Mortgage Planning 

  • Employment, Asset and Support Income analysis 

  • Equity Buy-Out Structure & Pre-Approval

  • Real Property Cash Flow Analysis 

  • Residential Loan Origination 

  • Credit Analysis & Repair Consultation 

  • Reverse Mortgage Planning

  • General Consolation & Litigation Support

  • Mediation & Collaborative Support

  • Expert Witness Reports & Testimony  



A free consultation is a great opportunity for us to get an understanding of your situation. During the consultation, we will begin to form a personalized plan tailored to your unique circumstances, allowing you to make the best decisions for your financial future.


We understand that a successful divorce settlement requires a team effort. That's why we are committed to working collaboratively with your attorneys, financial planners, mediators, real estate agents, and appraisers to ensure that you get the best possible outcome. We will strive to make the process as seamless and stress-free as possible, so that you can focus on moving forward with your life.


We are committed to giving you the smoothest mortgage financing experience possible. From the application process, to underwriting, and all the way to closing, we strive to make the procedure as hassle-free as possible. We take the time to analyze your financial and real estate situation thoroughly, so that you can get the best loan terms available to you.

About Marty

Marty is a passionate and dedicated certified divorce lending professional who has been through a long, difficult divorce himself. He has taken his knowledge and experience from the process and is now devoted to helping others who are going through the same painful transition. He believes that financial education is critical during divorce, and with over 20 years of lending expertise, he is devoted to providing that education to those in need. His genuine care and commitment to helping others have the best possible outcome is what drives him to continue his work as a certified divorce lending professional.

Marty Smith ,CDLP, Headshot
Pillars of Justice

Core Values

Deliver on your promises

Share Knowledge

Every problem has a solution

Be a lifelong learner


Ventura Resident

"Marty Smith's experience and expertise was instrumental in navigating my personal situation that I'm not certain other Brokers could properly handle."

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